Building - Damages arising out of various factors including Fire, Lightning, Explosion, Aircraft or Articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and / or Shock, Landslide damage, Flood, Storm, Cyclone, Impact damages, Bursting and / or overflowing of Water tanks, Leakage from automatic sprinkler installations, Bush Fire


Contents (Excluding money and valuables) - Fire and allied perils Fire, Lightning, Explosion and Implosion, Aircraft or articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and / or Shock, Subsidence and Landslide damage, Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado, or Cyclone, Bursting and / or overflowing of water tanks, apparatus, and pipes, Missile testing operations, Leakage from automatic sprinkler installations, Bush Fire, Burglary, Housebreaking


Money Insurance - Accident or misfortune leading to loss of money


Fidelity of Employees - Fraud or dishonesty of salaried employees


Fixed Plate Glass - Accidental breakage of plate glass


Neon Signs / Glow Signs - Accidental loss or breakage of neon sign


Baggage - Loss or damage while traveling in India


Personal Desktop Computer - Accidental physical loss or damage


Machinery Breakdown - Total loss from electrical or mechanical breakdown or accident


Personal Accident - Loss of life or permanent total disablement of the insured partner, spouse, employees


Public Liability - Covers legal liability